How To Activate Zenith Bank USSD Transfer Code *966#

Filed in Articles by on December 5, 2022 0 Comments

Zenith Bank Plc has become the first Nigerian Bank to successfully launch its Unstructured Supplementary Service Data (USSD) account control code, *966#. This has made transactions very easy for Zenith Bank Account holders in Nigeria. Zenith bank has customized its own USSD code for money transfer, airtime purchase, and many other salient features. Carefully follow this article to learn how to use the Zenith Bank codes with ease and without any error.

How to Activate USSD Code for Zenith Bank Mobile Banking Fast and Secure

About Zenith Bank

Zenith Bank was established in May 1990 and commenced banking operations in July of the same year. At inception, it had a capital base of $4 million. However, it began operations during a period of government liberalization of the banking sector when the central bank granted up to twenty banking licenses a year to investors.

The bank’s first office was originally a residential house in Victoria Island that was modified into a banking hall. In its early years, the bank witnessed a period of rapid growth. In 1997, following a directive for banking institutions to shore up their capital base, Zenith increased its capitalization to 500 million naira.

In 1999, Zenith bank embraced the use of the internet for marketing financial services and to promote the use of online banking by consumers and becoming one of the earliest companies to invest in online banking.

In the early 2000s, Zenith’s profile began to rise, its investments in information technology helped it compete against the major banks that had a larger branch outreach and it soon began to announce net profits comparable to some of the older big banks.

On 17 June, 2004, following a successful IPO, the bank became a public limited company. On 21 October 2004 its shares of the stock were listed on the Nigeria Stock Exchange (NSE).

The bank’s shares are traded on the London Stock Exchange (LSE) following a listing of the $850 million worth of its shares at $6.80 each, in 2013. The bank has equity investments in Zenith Custodian, Zenith Securities, and Zenith General Insurance.

Zenith Bank Transfer Code *966#

Being one of the premium prominent banks in Nigeria, Zenith bank has customized its own USSD code for transferring, airtime purchase, and many other salient features. With the Zenith bank transfer code, you as a customer are reliable in performing important activities with your small feature phone to Android phone, without visiting any nearest Zenith bank address.

Like the other banks in Nigeria with its USSD transfer code system, you are to only use the phone number that is associated with your bank account for this process. If you use another separate number, it won’t work.

How to Register for *966# EAZYBANKING

  • Simply dial *966*00# with your Alerts number.
  • Enter the last 4 digits of your Debit (ATM) card number.
  • Create and Confirm the 4 digit PIN

That’s all.

Anyways, to ensure that the procedure was successful, you will see a message “Retrieving your balance “and will receive an SMS with the balances on all your accounts.

Note: For transparency, you are advised to know the limit of money that can be transferred within an account at a single time.

  • The transfer limit is N100,000 (One hundred thousand Naira) daily
  • Limit on Airtime top-up is N3, 000.00 (Three thousand Naira) daily.

How to Transfer from Zenith Bank to other Banks

To quickly transfer money from your Zenith bank to other banks, you can easily dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

Well, like other Nigerian banking systems, you must first provide a means of security, which is either a four digits transfer pin or the last 4 digits of your debit card.

This transfer platform enables you electronically transfer funds from your account to accounts in any bank and the beneficiary of the transfer receives value immediately.


  • Open Account- Dial *966*0# and follow the onscreen prompts
  • Check Account Balance – Dial *966*00# on your mobile phone and follow the on-screen prompts.
  • Buy Airtime – Dial *966*Amount*Mobile Number#
  • Transfer Money
  • Pay Bills
  • Update BVN
  • RESET – Dial; *966*60#
  • Deactivate
  • Protect code (deactivate account)
  • Other self-service

You don’t really have to fear, because Zenith bank ensures that its *966# EazyBanking is much more secure as it requires registration and PIN authentication on all your banking transactions.

However, if you have any issue or problem, then you can quickly call, reach or contact Zenith Bank customer care service from either offline or online. Here is their quick customer care service line: Zenith Direct on 234-1-2787000, 0700ZENITHBANK, and select Option 4 to speak with an executive for assistance.

You can visit the Zenith bank official website here for more information.

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