SEFA Application 2023 Form Portal –

Last Updated on January 18, 2023

SEFA Online Application

About SEFA

sefa is an implementing agency of the Department of Small Business Development. The agency is a wholly-owned subsidiary of the Industrial Development Corporation Limited (IDC) and was founded on 1 April 2012 – in terms of Section 3 (d) of the Industrial Development Corporation Act, No. 22 of 1940 (IDC Act) – following a Cabinet decision and the 2011 State of the Nation Address to merge three agencies (Khula, the South African Micro-Finance Apex Fund and the IDC’s small business funding unit) into a single entity.

sefa has a national presence, with its head office located in Centurion, Gauteng. It operates as a development finance institution (DFI) to foster the establishment, development and growth of SMMEs and cooperatives, and to contribute towards poverty alleviation, job creation and economic growth.

SEFA Funding Programmes

The Small Enterprise Finance Agency (SOC) Limited (sefa) provides financial products and services to qualifying SMMEs and cooperatives, as defined in the National Small Business Act of 1996 and amended in 2004, through a hybrid of wholesale and direct lending channels within the following sectors:

  • Services (including retail and wholesale trades and tourism)
  • Manufacturing (including agro-processing)
  • Agriculture (specifically land reform beneficiaries and contract-farming activities)
  • Construction (small construction contractors)
  • Mining (specifically small scale miners)
  • Green industries (renewable energy, waste and recycling management)

Sefa funding programmes include the Township and Rural Entrepreneurship Programme; the Small Enterprise Manufacturing Support Programme; the National Youth Policy; The Inyamazane Funding Scheme for military veterans; the Amavulandlela Funding Scheme for people with a disability; and the Godisa Supplier Development Fund, for Transnet suppliers.

SEFA Application

Having read and understood how the SEFA is structured to assist businesses, the next logical step is to do a self-needs analysis to see how the SEFA is able to assist you and your business needs.

To engage them is as simple as taking the first step of filling in an application form that will present your business case for assessment based on the criteria described above.


When applying for Sefa funding, you must submit:

  • Certified copies of your identity document, and business registration and compliance documentation;
  • Supporting quotations for the assistance needed;
  • A personal income and expenditure schedule; and
  • An assets and liabilities statement.

How to Apply for SEFA Funding

To apply for SEFA funding, applicants are encouraged to visit the official website here:

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