Canada Super Visa Insurance Application Form, Fees, Eligibility and How to Apply

Filed in Insurance, Visa by on December 4, 2020 0 Comments

Are you looking to apply for the Canada super visa insurance but do not know how to go about it? This article then contains all the important information you might need on Canada super visa insurance application. Learn more about the super visa insurance, eligibility, requirements, fees, and how to apply here.

Canada Super Visa Insurance Application: What to Know

While Government Health Insurance Plans (GHIPs) cover many of the health care costs of residents, Canada’s national health insurance program has limitations. The main limitation for visitors to Canada is that the GHIPs do not cover “tourist, a transient or a visitor to the province,” as stated on the Government of Canada’s website.

This means if a visitor to Canada needs to see a doctor or visit the hospital while in Canada, it is not free and the visitor will be billed for the services they receive. Thus, the government requires visitors to Canada under the super visa to have individual medical insurance plans in case of an emergency.

The minimum required coverage is $100,000 per person and the policy should be valid for 1 year from the date of entry to Canada.  You are required to actually buy the policy and include it with the application; you can’t just submit a quote. 

You will need to notify the insurance company of the arrival details for your parent or grandparent after the visa is approved, and they will adjust the policy to start once your parents or grandparents arrive in Canada.  You should be able to receive a pro-rated refund if they leave Canada before the 1st year is finished.

FAQS about Canada Super Visa Insurance Application

What does super visa insurance cover?

Super visa insurance provides medical insurance coverage for parents and grandparents of permanent Canadian citizens and residents. Super visa insurance typically covers:

  • Emergency medical
  • Hospital care
  • Emergency dental care
  • Diagnostic services such as x-rays
  • Prescription medication
  • Medical evacuation/emergency return home
  • Repatriation of remains
  • Travel assistance
  • Special coverages, which vary by policy/provider

Some policies may also provide additional insurance for non-emergency medical expenses such as eye exams. Every policy is different, so be sure to read and compare policies thoroughly before purchasing your super visa insurance, especially if you have any pre-existing medical conditions. Be sure to read the exclusions.

What are the super visa insurance requirements?

Parents or grandparents of a Canadian citizen or permanent resident of Canada must obtain valid super visa insurance prior to application in order to be eligible for a super visa.

  • The super visa insurance requirements are as follows:
  • Medical insurance must be purchased from a Canadian insurance company prior to your planned arrival
  • Policy must be valid for at least one year from the date of entry
  • Policy must provide a minimum of $100,000 in medical coverage
  • Policy must cover medical care, hospitalization and repatriation
  • You must have proof that you have paid for the insurance. Quotes will not be accepted.

When applying for super visa insurance, you will be asked for:

  • Your primary destination in Canada (where you’ll be staying)
  • Start date of coverage (the date you’d like the policy to begin, likely the day you plan to arrive in Canada)
  • The number of travelers (one or two)
  • The birth date of oldest traveller
  • Your gender
  • Your relationship (applicant)
  • If you have any pre-existing medical conditions (if so, the insurance provider will likely ask you to answer a few additional questions)
  • Your contact information (to receive a copy of the quotes)

Is super visa insurance only for parents or grandparents of Canadian citizens?

Yes. In order to be eligible for super visa insurance, you must be the parent(s) or grandparent(s) of a Canadian citizen or permanent resident of Canada. Your child or grandchild must invite you to apply for a super visa, and they must meet the minimum necessary income. For more information on super visa eligibility, visit the Government of Canada’s super visa website. If this does not describe you, check out Visitors to Canada insurance instead.

If the visitor will only be staying in Canada for a 3 month period, do they still need to purchase insurance for 1 year?

Yes. For every entry into Canada, visitors under the super visa must provide proof of insurance valid for 1 year from their date of entry.

What happens if a visitor will be taking multiple trips to Canada within the 10 year period that the super visa is valid?

If a visitor will be entering Canada multiple times, coverage must be purchased as per the Government of Canada requirements for every entry into Canada.

What are the steps involved in purchasing emergency medical insurance for the super visa application?

It is recommended that applicants for the super visa talk to a licensed insurance broker to discuss their needs. Working with a licensed broker will give applicants access to professional expertise and can save time in the application process.

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